Kathy Foran - REALTY EXECUTIVES Boston West

Posted by Kathy Foran on 3/25/2018

Sometimes the simplest habits can yield the greatest results. Making to-do lists is the perfect example of a productive habit -- especially if you're getting ready to sell your home.

When putting your house on the market, here are a few tips to keep in mind for staying on track and avoiding delays.

Organization: As a home seller, there are a lot of things you can do to prepare your house for real estate showings.

Making lists can be an extremely effective way to reinforce goals, clarify objectives, and remind yourself what needs to be done. Knowing your priorities for the day (and week) can strengthen your confidence and help you avoid that feeling of being overwhelmed. On the other hand, when you lack clarity and keep forgetting important tasks, frustration and pessimism can creep in, causing you to lose your edge.

Like any method of staying organized and focused, making lists is not without its potential pitfalls. Priority lists are of little use if they get misplaced, buried under other documents, or forgotten about for days or weeks. Ideally, your list of important tasks should be readily accessible, highly visible, and regularly updated. While some people like to use old-fashioned written lists in a spiral-bound notebook or legal-size pad of paper, others may prefer their mobile devices, computer, or a reminder app.

The benefit of creating a list and checking off items as you progress is that it helps keep you focused, goal oriented, and organized. The sooner you create a priority list of tasks, the greater your efficiency will be in getting them done.

Motivation: Although your real estate agent will handle most of the details related to selling your home, there are still dozens of tasks you'll need to be involved in. Keeping your home and property well maintained, presentable, and in a state of good repair are among them. If you're like most home sellers, however, your plate is already full with family responsibilities, career demands, and other obligations. Fortunately, there are strategies for balancing your priorities.

The three keys to getting important stuff done in a timely way are: effective time management, prioritization, and staying motivated. Selling a house is a team effort involving you, your family, your real estate agent, and other professionals. Doing your utmost to keep your real estate objectives on the "front burner" will help keep the sales process moving forward and make a good impression on potential buyers.

Goals, in general, should be specific, attainable, measurable, and deadline-oriented. As motivational writer Napoleon Hill said, "A goal is a dream with a deadline." When you fail to assign a target date or deadline to a house-selling task, it's all-too-easy to let that goal slide and cause you to lose your advantage.

Posted by Kathy Foran on 3/22/2018

Absolutely beautiful young 4/5brm, 3.5 bth Smart Home Colonial w/2 car att garage in wonderful location! Hardwood flrs & custom detail throughout both levels! Gorgeous granite kit w/upgraded stainless steel appliances, ctr island, pendant lighting, subway tile backsplash & recessed lts opens to lovely family rm w/high ceiling & gas fireplace! Lovely liv rm opens to elegant formal dining rm w/custom molding & wainscotting! Master suite w/lg walk in closet & gorgeous bth w/dbl sinks, granite, upgraded tiled shower w/glass dr & soaking tub! 3 additional lg brms w/dbl closets! Convenient 2nd fl laundry! Completely renovated & built out entire lower level into 3 rms & full bth! Gorgeous recreation room w/wet bar, huge play rm w/lg cedar closet & 5th brm/office! Extensive landscaping includes granite light posts, all lighting, speakers, gorgeous plantings, cobblestone detail on driveway & maintenance free deck overlooking private fenced yard w/firepit & separate dog pen! Close to everything!

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Posted by Kathy Foran on 3/18/2018

Money is the root of many people’s stress and anxiety and it’s also the cause of many fights. But it doesn’t have to be for you. You may own a home now, but it doesn’t mean you should stop saving or that saving has to be a difficult undertaking.

Ideally you already have a robust emergency fund—this type of account is suggested by financial experts to have even before paying down ‘good’ debt such as student loans. This account is extremely important as you never know when or if that “rainy day” will come. The suggested amount to have in an emergency fund is six to nine months’ worth of income—and to be on the higher end if you own a home and have children. For instance, if you take home $3,000 a month, you should have $18,000 to $27,000 in your emergency fund. You should also consider whether it’s best to keep these funds in a regular savings account or a money market account.

Now that we’ve covered the importance of an emergency fund,let’s discuss how to keep saving—whether you are saving just to save or saving for a vacation, new car, or that fancy grill you’ve been eyeing.

Automatic deposit from primary income: If you aren’t doing this already then you should be. Automatic deposit is the easiest way to save money. Many places of employment offer this option, and if not your financial institution will. Automatically depositing money into a savings account (separate of the rest of your income) will force you to save. And if your place of employment offers this option then that money will never enter your checking account—out of sight, out of mind. If you must use your financial institution then have the automatic transfer occur on the day you are paid so the money is almost like it was never there for spending. Of course, this will be an adjustment if you are used to living off that money, especially if you just purchased a home. However, you can start small and work your way to a larger amount such as when you receive a raise or have other forms of incoming income.

Automatic transfer from checking to savings: Many financial institutions offer the ability to automatically transfer funds between your checking account and savings account each time you use your debit card. If your bank does not offer this opportunity there are apps for your phone that can easily connect to your online bank accounts and do the work for you. It’s a great way to save a small amount of money each time you swipe your card. And depending on how often you use your debit card, those savings could add up quickly. For example, you spend $25.33 at the grocery store and use your debit card to pay. Your bank (or app) will round that number up to $26.00 and transfer .67 into your account of choice. It’s too easy not to participate!

There are many other ways to be a better saver, but it’s best to start simple and small. Overwhelming yourself with how much you need/want to save and with many ways of saving, might cause the opposite to happen. Remember, you have a house to pay for and all the other expenses that come with it. Be conscious of your financial situation and be diligent with your savings strategy and you’ll be on the road to being a savings master.

Posted by Kathy Foran on 3/16/2018

Move right into this bright 3 brm ranch lovingly maintained by the original owners in wonderful side street neighborhood! Bright fireplaced living rm with bow window, updated kitchen w/dining area and wood laminate floors! Step down front to back family rm with picture window, laundry area and door out to lovely level fenced yard w/large shed! Full tiled bath w/tiled floor! New architectural roof installed November 2015, new boiler in 2013! Anderson windows! Beautiful landscaped yard with brick walk way! Wonderful convenient location, close to all major routes, schools and shopping!

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Posted by Kathy Foran on 3/16/2018

Move right in to this beautiful 10 rm, 4 brm, 2.5 bth, 3 level Townhouse w/2 car garage & over 3,300+sf of living space in wonderful location! Beautiful converted barn w/many of its original features including wide pine flrs & soaring ceilings! Huge fireplaced family rm w/beamed 2 story ceiling, recessed lts & 4 skylights! Enormous e-in kit w/gorgeous Quartz countertops, tile backsplash, skylts & huge center island, great for entertaining! Formal din rm w/French drs to living rm w/wainscoting, crown molding & huge closet! Lg 1st flr bedrm & Lg office/den w/wood walls & built-in shelves! Huge master suite w/new hardwood flr, new tiled shower & Lg walk-in closet! 3 additional lg brms w/new hardwood flrs & Lg closets! Gorgeous updated main bth! 2nd fl laundry! Huge 3rd fl attic w/potential for extra living space! Beautifully landscaped private lot w/newer 40 ft Trex deck, gazebo & new brick walkway! Gas heat & C/A! Wonderful convenient location, mins to all major rts, schools & shopping!

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