Kathy Foran - REALTY EXECUTIVES Boston West



Posted by Kathy Foran on 2/18/2018

The more you know about the process of buying a house, the better prepared you'll be for doing it successfully.

How might you define "success" when it comes to purchasing a home?

There are a lot of standards that could be applied to successfully navigating the home buying process, but here are a few that immediately come to mind:

  • Finding the house of your dreams: While very few people find a home that is absolutely perfect in every way, it is possible to come close to achieving that ideal. Although a certain amount of flexibility goes a long way, knowing what you want and prioritizing important features are among the main prerequisites to getting what you want. As baseball legend Yogi Berra once said, "If you don't know where you are going, you'll end up someplace else." Thanks to the variety of websites devoted to home ownership, home decorating, remodeling, and landscaping, it's easy to find pictures online that can help inspire your imagination and clarify exactly what the house of your dreams might look like.
  • Minimizing setbacks and frustrations: The process of house hunting is a journey that often involves bumpy roads, detours, and dead ends. One secret to getting through it successfully is to work with an experienced real estate agent who knows the ropes and can keep you on track. It also helps to approach house hunting with a sense of optimism, resourcefulness, and commitment. Although you probably have a lot of competing priorities in your life, finding a house that you and your family will be happy in for the next few years deserves a top spot on your list!
  • Avoiding unpleasant surprises: Knowing your credit score and understanding the impact it will have on getting loan approval and a favorable interest rate will help prepare you for the financial side of buying a house. The ability to get prequalified for a mortgage and come up with sufficient down payment will also set the stage for a successful home buying experience. On the plus side, a higher down payment can potentially result in a lower interest rate and not having to pay private mortgage insurance (A 20% down payment is necessary to avoid PMI.) Since many loan programs and lenders require at least a 3-5% down payment, that can be a stumbling block for first-time home buyers. To purchase a $200,000 home, for example, you'd need to come up with a cash outlay of between $6,000 to $10,000 -- not an easy feat for everyone!
If coming up with a sufficient down payment is an issue for you, your real estate agent or loan officer can work with you to brainstorm possible solutions and alternative strategies. For some first-time home buyers, the best plan is to postpone your house buying plans for a couple years until you can improve your credit score and set aside several thousand dollars for a down payment.





Posted by Kathy Foran on 2/11/2018

The gym. Itís a place few people enjoy despite the flocks of people lining up to sign up each passing New Year. Exercise is seen as an embarrassing activity to many as most of us arenít taught how to properly use gym equipment. Equipment that looks more like torture devices than a machine that will help you become stronger and healthier. Enter the home gym. Not only is no one around to watch you attempt your first shaky round of pushups †but also itís a place we already feel naturally at ease. Keep reading to find out how you can skip gym fees and create a gym in the comfort of your own home. Make space. A space that allows you enough privacy from the rest of your family to focus on yourself for a while. When choosing your space, consider a room that has a door you can close, contains lots of light, room to hang a full-length mirror to watch your form from, and room to roll out a mat to work on. If you have a room you can dedicate solely to your home gym paint it a color that inspires you. This could be anything from a calming blue to an energizing orange. A good music speaker to blast some tunes is another great feature to add to your home gym to help to inspire. Know your budget and goals. Donít be afraid to start with small investments if you are just jumping back into an exercise routine. If your goal is to create a more healthy, active lifestyle you wonít need fancy, expensive equipment to get there. A set of dumbbells and some resistance bands paired with exercises that rely on body weight are enough to get you started and at a low cost to boot. Extras for experts. As your strength builds and your routine evolves you may start to look to add more variety to your weekly workouts. Some further investments to consider for your home gym could be a stability ball, kettle bell, suspension system, jump rope and /or foam roller. All of these items can add more interest to your routine without costing you an arm and a leg. Make a plan. This tip doesnít quite relate to setting up a home gym but,†bear with me. Creating a plan for which days you will exercise and what exercises you will be doing will set you and your home gym up for success. Donít go through all the effort of setting up space for your home gym to have it go unused. Instead, schedule times into your week that you will use your home gym. Think of these time slots as mandatory appointments just like a doctorís visit or business meeting. Donít let the intimidation of the gym prevent you from developing a regular workout routine. By setting up a home gym you can get fit and healthy in the privacy of your own home and at a cheaper cost than the average gym membership. Just donít forget to schedule time slots throughout your week where you make the most of your new home gym!




Tags: Healthy Home   home gym  
Categories: Uncategorized  


Posted by Kathy Foran on 2/8/2018

Absolutely gorgeous, completely remodeled 3 br, 2 full bth ranch w/1 car attached garage and full finished basement on beautiful corner 1/2 acre lot in wonderful neighborhood location! Gorgeous new granite kitchen w/stainless steel appliances, recessed lights, hardwood floor & slider to deck & private paver patio! Formal dining rm w/recessed lights, custom wood work & hardwood floor! Fireplaced living room w/recessed lights & hardwood floor! 1st floor laundry! Gas heat & Central air! Master brm w/private full bth! Refinished hardwood floors throughout! Huge newly finished lower level w/carpet & recessed lights! Loads of storage! New architectural roof, new windows, new insulation, new 200 amp electric including all new wiring, new cable throughout, all new plumbing, new kitchen, 2 new baths, new Central air, new vinyl siding, new driveway, new garage door & new opener, new landscaping & more! Wonderful convenient location and minutes to all major routes, schools and shopping!

More Info on this Property | New Listing Alerts





Posted by Kathy Foran on 2/8/2018

Move right into this lovely updated 3 brm 2 full bath dormered Cape in wonderful neighborhood location! Pottery Barn decor throughout! 1st floor has bright fireplaced living room w/hardwood floor & Plantation shutters, formal dining rm w/hardwood floor, closet, chair rail, molding & Plantation shutters, 1st flr brm w/hardwood floor, eat in kitchen w/chair rail and wainscotting! Full updated tiled bath w/wainscotting! Dormered 2nd floor has full updated tiled bth and 2 large brms w/hardwood floors, lg closets, built ins & eaves storage! Family room in finished lower level w/newer wood floor! More updates include architectural roof, 100 amp electric, ADT security system, heating system, water heater, side porch steps, new driveway, brick front walkway, granite front steps & more! Fenced backyard w/oversized shed & large paver patio! Great location, walk to schools and minutes to all major routes and shopping!

More Info on this Property | New Listing Alerts





Posted by Kathy Foran on 2/4/2018

Although location is one of the most important factors that will impact the marketability of your home, it's not the only thing prospective buyers are thinking about.

If they're organized, focused, and serious about finding the right property for their needs, they've probably developed a detailed checklist of "must haves" and a "wish list."

In all likelihood, those who are working with a real estate agent are being shown properties that conform to their requirements and many of their wish-list items. A comprehensive list would include everything from the number of bedrooms and bathrooms they want to square footage and the quality of the school district.

Many people also have specific preferences about features like floor plans, amount of storage space, the size of the backyard, architectural style, and the availability of a fireplace, patio, porch, deck, eat-in kitchen, two-car garage, and privacy features. Some are even looking for the traditional white picket fence in front of the house!

While your home can't be "all things to all people," it is highly recommended to target the widest possible audience. Your agent, a home staging consultant, or a home decorator can provide you with valuable tips on how to achieve that outcome.

Stand Out and Get Noticed

Just looking good on paper, though, is not always enough to attract motivated buyers. Prospects need to love what they see and be inspired to envision themselves living in your house. Doing what you can to create irresistible curb appeal is one vital aspect of making a great first impression. A manicured lawn, a fresh coat of paint (if needed), and some strategic home staging -- inside and out -- can make all the difference in your results!

Curb appeal is vitally important because that sets the stage, so to speak, for creating high expectations in your prospects. Once you get them in a positive frame of mind, they'll be more inclined to notice all the positive aspects of your home. If your house meets all or most of their requirements and is arranged in a way that's pleasing to them, a purchase offer and negotiations may be right around the corner.

One of the most crucial hurdles to clear in getting prospects to consider buying your house is to help them imagine living, relaxing, raising a family, and pursuing their interests in your home. Your real estate agent can help you effectively stage the interior and exterior of your home to make it inviting and appealing to the widest range of potential buyers.

You can support their sales and marketing efforts by making sure your home is always clean, fresh smelling, and ready to be shown at a moment's notice to house hunters. Doing your best to eliminate clutter, keeping counter tops neat, and making sure pets are on their best behavior (or happily frolicking at the local "doggie daycare" center) can play a key role in winning over interested buyers and successfully selling your home!