Kathy Foran - REALTY EXECUTIVES Boston West



Posted by Kathy Foran on 11/19/2017

Making the decision to buy your first home is a big step. One of the most uncertain parts thatís involved in buying a home is that of securing a first-time mortgage. Youíll need to know what types of programs exist to help you on your journey to homeownership. Even if you have owned a home in the past but are now renting your home, you may be eligible for first-time mortgage benefits. 


The first thing you should do is understand your options for getting a mortgage. The Department of Housing and Urban Development often provides you with agents to help you see whether you will, in fact, qualify for a first time mortgage and all the benefits that go along with it. They may also help you to see exactly what programs will work best for you. You can find agencies in your specific area on the HUD website. 


Each state and local municipality have its own resources for those seeking to buy a home as well. These programs may get more specific, helping low-income earners, first-time home buyers and people with disabilities. Of course, youíll need to meet certain eligibility requirements before qualifying for the programs. Your state and local housing offices are other great places to start when youíre searching for benefits for first-time home buyers.   


Save, Save, Save! 


Even before you think you might be ready to buy a home, you need to start saving. Youíll need a significant down payment, especially if youíre hoping to avoid private mortgage insurance or PMI. If you canít swing a 20% down payment, thereís good news: First-time home buyers are eligible for loans that require a lower down payment- as little as 3%! 


Youíll also need a significant amount of savings to pay upfront for closing costs. These fees can come in somewhere between 3 and 4% of the purchase price of the home. It wonít be very pleasant if your bank account is completely empty by the time you reach the closing table. This is why itís a wise idea to save long before you even think you might want to buy a home.      



Look At Your Finances


In the same light of saving money, youíll want to keep your financial health in check in order to prepare to secure your first mortgage. First, check your credit score and see where you stand. You can take the time to dispute any discrepancies you may find on your report. Then, start paying off any credit card balances that you may have. Remember that the higher your credit score is, the better your chances are of securing a mortgage and being approved for a first-time home buyer program.





Posted by Kathy Foran on 11/13/2017

Brand new construction! Gorgeous open flr plan! High end finishes throughout! 9 ft ceilings throughout 1st fl! Granite kit w/center island, tile backsplash, hardwd fl, recessed lts & stainless steel appl opens to lg fam rm w/hardwd fl, crown molding, rec lts & gas fireplace! Formal din rm w/hardwd fl, chair rail, custom moldings, Coffered ceiling & Butlers pantry between kit! Lovely foyer w/chair rail & custom moldings, mud rm w/custom built in cubbys & shelves! Powder rm w/beadboard, chair rail & crown molding! Lg master w/hardwd fl, rec lts, 2 walk in closets & luxurious bth w/soaking tub, granite counter w/dbl sinks & lg tiled shower w/glass door! Convenient 2nd fl laundry rm w/tile fl! Main bth w/granite & double sinks! 3 addditional lg brms, all w/hardwood flrs & walk in closets! Security system, Central Vac! Fenced yard & paver patio! Great location, walk to Saxonville Beach, St Georges Church, High School, shops & mins to all major routes! Mid to end of Jan 2018 delivery!

More Info on this Property | New Listing Alerts





Posted by Kathy Foran on 11/12/2017

Although you'd like to sell your residence soon, your home's bathroom remains an eye sore, one that could make it more difficult for you to generate interest in your home in a highly competitive real estate landscape.

Fortunately, we're here to help you simplify the process of generating lots of interest in your residence and accelerating the home selling process.

Here are three tips that you can use to enhance your residence's bathroom, and as a result, boost your chances of a quick home sale.

1. Change Out the Hardware.

Believe it or not, updating bathroom hardware like drawer pulls and faucet handles may make a major difference in the eyes of homebuyers. Plus, changing out the hardware usually requires minimal time and effort, making it a fast, effective way to bolster your bathroom's appearance.

Ultimately, you'll want your bathroom to stand out to homebuyers for all the right reasons. And if you spend some time revamping your bathroom hardware, you can move one step closer to transforming your ordinary bathroom into an exceptional one.

2. Check Out the Lighting.

Does your bathroom feature sufficient lighting? If not, your bathroom may prove to be a liability rather than an asset to homebuyers.

Sconce lighting often represents a wonderful option for bathrooms because it can help brighten up big and small spaces. In fact, sconce lighting may even help you make your bathroom appear larger, as this type of lighting empowers you to illuminate your bathroom like never before.

Furthermore, you may want to consider dim lighting in your bathroom. Dim lighting is ideal for those who want to enjoy a relaxing bath and is yet another feature that may help your house stand out to homebuyers.

3. Install Proper Ventilation.

Without the proper bathroom ventilation, mold and mildew can cause severe damage. However, those who dedicate the necessary time and resources to install new bathroom ventilation or repair their existing ventilation can avoid long-lasting problems.

Measure the square footage of your bathroom before you install a new vent fan. By doing so, you'll be able to find a vent fan that can help you minimize mold and mildew consistently.

Also, when in doubt, be sure to consult with a plumber. This professional will be able to evaluate your bathroom's current vent fan, determine if a new one is needed and act accordingly.

Updating your bathroom may seem like a substantial investment, particularly for home sellers who lack extensive time and resources. Lucky for you, real estate agents are available who can help you establish home selling priorities and ensure you can revamp your residence to make it an attractive option for homebuyers.

A real estate agent understands the ins and outs of the housing market and will help you prepare your home. In addition, this professional will outline a strategy for improving your home's interior and exterior, ensuring your house will dazzle homebuyers any time they visit.

Bathroom improvements may help you differentiate your home from others on the real estate market. And with a real estate agent at your disposal, you'll be better equipped to optimize the value of your residence and accelerate the home selling process as well.




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Posted by Kathy Foran on 11/11/2017

Great investment opportunity in this lovely 2 family in wonderful North Framingham location! Both units have 2 levels! Unit 1 has front farmers porch, Lg eat in kit w/loads of cabinets, tile flr & built in seating in dining area! Fireplaced living rm w/French drs & hardwood flrs, updated full bth w/tile flr, lovely staircase to lg brm w/huge double closet & 2nd smaller brm/nursery! Unit 1 has access to basement for loads of storage! Unit 2 has Lg cabinet packed kit w/dining area w/hardwood flr & living rm w/hardwood flr! 2nd flr has 2 large brms w/large closet space, huge full bth & walk up attic for loads of storage! Back mudroom is common area w/storage rm w/2 dryer hook ups! Loads of parking spaces! Huge level 3/4 acre lot! Great location, mins to all major routes & walk to schools, Pinefield Shopping Center & more! Many updates include Architectural roof & gutters in 2011, new oil tank in 2012, Furnace in Dec 2012, all new windows in 2012, one water heater in 2012 & more!

More Info on this Property | New Listing Alerts





Posted by Kathy Foran on 11/5/2017

Looking to sell your condo? With assistance from a real estate agent, you can maximize the value of your property.

When it comes to selling a condo, hiring a real estate agent is a must. This housing market professional will set up condo showings, negotiate with condo buyers on your behalf and much more.

As a condo seller, it is important to do everything possible to get the best price for your property. And if you understand what it takes to find the right real estate agent, you may be able to streamline the condo selling journey.

Ultimately, there are many factors that condo sellers need to consider when they evaluate a real estate agent, including:

1. Condo Selling Experience

It is essential to hire a real estate agent who possesses condo selling experience. This housing market professional can take the guesswork out of selling a condo.

A real estate agent with condo selling experience will promote your residence to the right groups of property buyers. This will ensure your condo will stir up plenty of from interest from property buyers as soon as it becomes available.

Plus, a housing market professional can teach you about the real estate sector and help you plan accordingly. He or she will ensure you can avoid any potential hurdles as sell your condo too.

2. Communication Skills

Does a real estate agent go above and beyond the call of duty to stay in touch with condo sellers? If not, he or she may struggle to sell your condo.

A real estate agent should keep you informed at each stage of the condo selling journey. This housing market professional also should respond to your condo selling concerns and queries Ė without exception.

Perhaps most important, a real estate agent should be unafraid to be honest with you. With an honest real estate agent at your side, you can receive unbiased condo selling recommendations and make informed choices throughout the condo selling journey.

3. Client Referrals

How do past condo sellers rate a real estate agent? Ask a real estate agent for client referrals, and you can receive unparalleled insights into what it's like to work with this housing market professional.

Client referrals are great tools to help you decide whether a particular real estate agent is the best person to guide you along the condo selling journey. These referrals can provide you with insights into a real estate agent's professional demeanor and personality that you may struggle to obtain elsewhere. As a result, client referrals may prove to be exceedingly valuable to condo sellers.

If you need help selling a condo, allocate the necessary time and resources to hire a real estate agent Ė you'll be glad you did. Real estate agents are available nationwide and understand what it takes to sell a condo in any housing market. Therefore, working with a real estate agent may help you speed up the condo selling process and optimize the value of your property.




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